Roof Hail Damage Insurance Claim Depreciation

Learn how depreciation is calculated by insurance companies. If you live in an area where roof damage from windstorms and hail is prevalent or possible the decision you make about this coverage could mean the difference between paying out just your homeowners policy deductible or your deductible plus depreciation costs. The recoverable depreciation also happens to be 5 000 10 000 replacement value less 5 000 actual cash value.

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